Privacy Policy
Privacy Policy
Effective Date: February 21, 2025
Laurie Griner Insurance Agency ("Company," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, interact with us online, or use our services. Please read this policy carefully to understand our views and practices regarding your personal data.
1. Information We Collect
We collect different types of information to provide and improve our services, including:
Personal Information: Name, address, email address, phone number, Social Security number, date of birth, and other personally identifiable details necessary to provide insurance services.Financial Information: Payment details, banking information, and transaction history related to our services.Policy and Claims Information: Information about your insurance policy, coverage, claims history, and interactions with our agency.Technical Information: IP addresses, browser types, device details, and usage data collected through cookies and tracking technologies.
2. How We Use Your Information
We use the information collected for purposes including:
Providing insurance quotes, policies, and services.Processing payments and claims.Communicating with you regarding policy updates, renewals, and customer service.Enhancing and personalizing your experience on our website.Complying with legal and regulatory requirements.Preventing fraud, security breaches, and unauthorized access.
3. How We Share Your Information
We do not sell your personal information. However, we may share your data with:
Insurance Carriers & Partners: To obtain quotes, process claims, and manage policies.Service Providers: Third-party vendors who assist with business operations, including payment processing and IT support.Legal & Regulatory Authorities: When required by law, regulation, or court order.Business Transfers: In the event of a merger, acquisition, or asset sale.
4. How We Protect Your Information
We take reasonable precautions to safeguard your personal data using industry-standard security measures, including:
Encryption and secure data storage.Access controls and authentication measures.Regular monitoring for security threats.
Despite our best efforts, no security system is impenetrable, and we cannot guarantee absolute security.
5. Your Rights & Choices
Depending on your jurisdiction, you may have the right to:
Request access to the personal data we hold about you.Correct or update your personal information.Opt out of marketing communications.Request data deletion, subject to legal requirements.
To exercise these rights, please contact us at 803-926-1170 or [email protected]
6. Cookies & Tracking Technologies
We use cookies and similar technologies to enhance website functionality and analyze user behavior. You can manage your cookie preferences through your browser settings.
7. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices and encourage you to review their privacy policies.
8. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Laurie Griner Insurance Agency
2526 Emanuel Church Rd
West Columbia, SC 29170
803-926-1170
Terms of Service
Terms of Service
Effective Date: February 21, 2025
Welcome to Laurie Griner Insurance Agency ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to comply with these Terms. If you do not agree, please do not use our services.
1. Services Provided
Laurie Griner Insurance Agency provides insurance-related services, including policy quotes, claims assistance, and customer support. Our services are subject to availability and may change without prior notice.
2. Eligibility
To use our services, you must be at least 18 years old and legally capable of entering into binding agreements. By using our services, you confirm that you meet these requirements.
3. User Responsibilities
By using our services, you agree to:
Provide accurate and complete information.Not use our services for any unlawful purpose.Maintain the confidentiality of any account credentials.Notify us immediately if you suspect unauthorized access to your account.
We reserve the right to suspend or terminate access to our services if you violate these Terms.
4. Insurance Quotes and Coverage
Insurance quotes provided through our services are estimates based on the information you provide and are subject to change. Final coverage and premium amounts are determined by the insurance carriers we work with. We do not guarantee approval or specific coverage terms.
5. Payment and Billing
Certain services may require payment. By providing payment information, you authorize us or our third-party payment processors to process transactions. Payments are subject to applicable terms and conditions of the payment provider.
6. Limitation of Liability
To the fullest extent permitted by law, Laurie Griner Insurance Agency shall not be liable for:
Any indirect, incidental, or consequential damages arising from your use of our services.Errors or inaccuracies in insurance quotes.Third-party actions, including decisions by insurance providers.
7. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your data. By using our services, you consent to our data practices as described in the Privacy Policy.
8. Third-Party Links and Services
Our website may contain links to third-party websites or services. We are not responsible for their content, policies, or practices. Your interactions with third-party sites are at your own risk.
9. Termination of Services
We reserve the right to modify, suspend, or terminate access to our services at any time without prior notice. If you violate these Terms, we may terminate your access immediately.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising under these Terms shall be resolved in the appropriate courts of that jurisdiction.
11. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our services constitutes acceptance of the revised Terms.
12. Contact Us
If you have any questions about these Terms, please contact us at:
Laurie Griner Insurance Agency
2526 Emanuel Church Rd
West Columbia, SC 29170
803-926-1170
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